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Payment Options

At NYC Pain Management, we believe financial concerns should never stand between you and effective pain relief. We accept most major insurance plans, workers' compensation, no-fault auto insurance, and a full range of payment methods β€” with payment expected at the time of service.

Our billing team is here to help you understand your coverage, navigate prior authorizations, and explore flexible payment arrangements when needed.

Quick Answer

What payment methods does NYC Pain Management accept?

NYC Pain Management accepts most major insurance plans, workers' compensation, no-fault auto insurance, cash, personal checks, debit cards, HSA/FSA cards, and all major credit cards including Visa, Mastercard, American Express, and Discover. Payment is expected at the time of service. Flexible payment arrangements are available for qualifying patients.

Insurance: Most major plans
Workers' Comp: Accepted
No-Fault Auto: Accepted
HSA / FSA: Accepted
About Payment β€” NYC Pain Management

NYC Pain Management is an interventional pain management practice in New York City. The practice accepts most major commercial insurance plans, Medicare, workers' compensation, and no-fault auto insurance for motor vehicle accident injuries. Patients without insurance may use self-pay cash rates, HSA/FSA cards, or personal checks. Payment is due at the time of service. The billing team verifies insurance coverage before appointments, handles prior authorization requests, and assists with payment arrangements for outstanding balances. Patients with questions about coverage or billing can contact the office directly.

Most Major
Insurance Plans Accepted
Commercial, Medicare & more
Authorized
Workers' Comp
NY State authorized provider
Accepted
No-Fault Auto
All NY auto injury cases
At Service
Payment Due
Flexible plans available

Accepted Payment Methods

We offer multiple ways to pay so financial concerns never delay your care.

Most common

Major Insurance Plans

We accept most major commercial insurance plans. Our billing team will copy your insurance card at check-in and provide an estimate of your expected coverage before any procedure is performed.

No out-of-pocket

Workers' Compensation

Injured on the job? We are an authorized workers' compensation provider in New York. We bill your employer's carrier directly β€” no out-of-pocket costs for covered workplace injuries.

Fault-independent

No-Fault / Auto Insurance

Hurt in a car accident? New York's no-fault auto insurance covers pain management treatment regardless of who caused the accident. We handle all billing directly with your auto insurer.

Transparent pricing

Cash & Self-Pay

Transparent cash-pay pricing is available for all services. We provide a clear cost estimate before your procedure and offer competitive self-pay rates for uninsured or underinsured patients.

Pre-tax dollars

HSA / FSA Cards

Health Savings Account (HSA) and Flexible Spending Account (FSA) cards are accepted for eligible medical expenses. Use your pre-tax healthcare dollars toward your pain management care.

Cards & Direct Payment Methods

All of the following are accepted at the time of service.

πŸ’³VisaπŸ’³MastercardπŸ’³American ExpressπŸ’³DiscoverπŸ₯HSA CardsπŸ₯FSA CardsπŸ’΅CashπŸ“Personal CheckπŸ’³Debit Cards
Insurance Coverage

Will My Insurance Cover This?

Because insurance plans vary widely in their coverage, deductibles, and co-pay structures, we cannot guarantee exact coverage amounts in advance. What we can do is verify your benefits before your appointment, provide a reasonable estimate of your expected costs, and handle all prior authorization requests on your behalf.

When you arrive, our team will make a copy of your insurance card and work to give you the clearest possible picture of what your plan covers before any service is rendered. If you have specific questions about your coverage, call our office before your visit.

Prior Authorization

Many procedures require prior approval from your insurer. Our billing team manages all authorization requests and will notify you of the outcome before scheduling.

Questions About Your Bill?

Call our office Monday–Friday. Our billing staff can answer questions about your account, coverage, or available payment arrangements.

Billing & Payment Questions

Common questions about insurance, coverage, and payment at NYC Pain Management.

Q

Will you verify my insurance before my appointment?

Yes. When you arrive, our team will make a copy of your insurance card and provide an estimate of what your plan is expected to cover. Because coverage varies widely by plan, we cannot guarantee exact amounts in advance, but we will do our best to give you a clear picture before any service is rendered.

Q

Does insurance cover pain management procedures?

Coverage depends on your specific plan and the procedure recommended. Many interventional pain management treatments β€” including epidural injections, nerve blocks, and spinal cord stimulation β€” are covered by most major insurance plans when medically necessary. Our billing team will verify your benefits and handle prior authorization requests on your behalf.

Q

What if my insurance denies a claim?

Our billing team will file an appeal on your behalf. We have experience navigating insurance denials and will advocate for coverage of medically necessary treatments. You will be kept informed throughout the appeals process.

Q

Do you accept workers' compensation cases?

Yes. We are an authorized workers' compensation provider in New York State. We bill your employer's insurance carrier directly, and covered injuries require no out-of-pocket payment from you. Bring your claim number and adjuster contact information to your first appointment.

Q

What is covered under no-fault auto insurance?

New York's no-fault law requires auto insurers to cover reasonable and necessary medical treatment for injuries sustained in a motor vehicle accident, regardless of fault. This includes pain management consultations, diagnostic imaging, and interventional procedures. We bill your auto insurer directly.

Q

Do you offer payment plans for out-of-pocket balances?

Yes. We understand that medical costs can be a burden. If you have a balance after insurance, our billing department can work with you to establish a manageable payment arrangement. Contact us to discuss your options.

Q

How do I contact the billing department?

You can reach our billing team by calling our main office number Monday through Friday. Our staff is available to answer questions about your account, insurance coverage, outstanding balances, and available payment methods.

Q

Can I use my HSA or FSA card for pain management visits?

Yes. Health Savings Account (HSA) and Flexible Spending Account (FSA) cards are accepted for eligible medical expenses, including pain management consultations and procedures. Using pre-tax healthcare dollars can significantly reduce your effective out-of-pocket cost.

Billing Support

Have Questions About Your Coverage?

Our billing team is available Monday through Friday to answer questions about your insurance, expected costs, workers' compensation claims, or payment arrangements. We are here to make the financial side of your care as straightforward as possible.